Sumbit · annual report for a small OÜ

Annual report for a small OÜ straight from a bank statement

Upload a bank statement, answer a couple of simple questions and get a report you can enter in the e-Business Register: every field in the right order, notes, and an XBRL file for upload. For a holding company, a dormant company and a one-person company.

Price
49 € per financial year, incl. VAT
Up to 1000 transactions
79 € per year
Order
No – one payment per year
Languages
Estonian, English, Russian

Free until you open the final report. No bank card required.

Balance sheet at 31.12.2025 (example)

Cash12 995
Shareholdings in subsidiaries2 500
Total assets15 495
What is this? −3 000 € · "Loan" Loan to owner

Sample data. The report is approved and submitted by a management board member.

What Sumbit does

From bank statement to finished report without accounting jargon

01

Bank statement in

LHV, Swedbank, SEB, Coop, Luminor, Wise and Revolut Business – XML or CSV. Bank fees, interest, dividends and transfers are recorded automatically.

02

Asks only about unclear items

"What is this?" – simple choices without accounting jargon. For example: loan to owner, dividend, owner paid an expense.

03

Report for the e-Business Register

Balance sheet, income statement, notes, proposal for profit distribution and sales revenue by activity. Each field comes with a copy button, plus an XBRL file for uploading.

04

Checks before issuing

The balance sheet balances, the bank balance matches, a warning on net assets and share capital, a loan to the owner. If something is wrong, the report is not issued until it is corrected.

05

Several overdue years at once

Each year's closing balance sheet becomes the next year's opening balance sheet. Each year is paid for separately.

06

Dividends and income tax

Dividend payments are recorded and the app reminds you about income tax on TSD annex 7. Nothing is submitted on your behalf.

How to start

Four steps

01

Add company

Registry code – the name and address come from the Business Register.

02

Opening balance sheet

Enter last year's closing figures by hand, or the app reads them from last year's report PDF.

03

Bank statement

Upload the statement for the year and answer the questions.

04

Report

View the preview for free, pay and enter the report in the e-Business Register. The report is approved and submitted by a management board member.

Price

49 € per financial year

Up to 100 bank transactions a year: 49 €, up to 1000 transactions: 79 €. A one-off payment per financial year, not a subscription. The price includes VAT. The preview and checks are free.

Open Sumbit

Frequently asked questions

Who is this NOT for?

VAT-registered businesses, companies with employees and companies with inventory or fixed assets. We recommend an accountant for them; support is planned.

Does the app submit the report for me?

No. The app prepares the report and XBRL file from your data; a management board member approves and submits it in the e-Business Register.

My company had no transactions. Do I still need a report?

Yes, even a dormant private limited company (OÜ) must submit an annual report. A year without transactions is covered by the 49 € price.

I am an e-resident and don't speak Estonian

The whole app is in English. The report is in Estonian because the e-Business Register requires it, but each field has an English explanation next to it.

Is this legal or tax advice?

No. The app prepares the report from the data you enter. If in doubt, consult an accountant.

For a company with employees: Safelo – occupational safety and fire safety.